Episode 30, The Marshall Art of refinancing your mortgage OR refi right and sleep tight tonight! (Click the Spotify link above to listen to this episode)

Calculate your break-even point.  Know how long it takes for monthly savings to cover closing costs. As a general rule, if you can drop your rate by 1% and stay in the home at least 3 years, refinancing usually, and I mean usually, makes sense. But, calculate the numbers!

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Episode 31, The Marshall Art of what is FDIC insurance OR the sleep at night guarantee! (Click the Spotify link above to listen to this episode)

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Episode 29, The Marshall Art of understanding home equity loans OR turning walls into wallets! (Click the Spotify link above to listen to this episode)