Episode 30, The Marshall Art of refinancing your mortgage OR refi right and sleep tight tonight! (Click the Spotify link above to listen to this episode)
Calculate your break-even point. Know how long it takes for monthly savings to cover closing costs. As a general rule, if you can drop your rate by 1% and stay in the home at least 3 years, refinancing usually, and I mean usually, makes sense. But, calculate the numbers!

