Welcome to the Marshall Art Easel. Go ahead and ease on in. This isn’t your typical artist’s setup with oils and pastels, but it’s the perfect place to catch a quick stroke of financial wisdom from each Marshall Art episode. After all, every episode drops in a small tip or insight to help you sketch smarter choices, blend better habits, and color in a brighter financial future. No fuss, no jargon, just simple, practical guidance you can use right away. So, pull up to the easel and let’s make your financial picture a masterpiece, one easy stroke at a time.
Episode 5, The Marshall Art of borrowing from your 401(k) OR borrow from your 401, not ok!
You actually pay taxes not once, but twice when you borrow from your 401(k). I don’t know about you, but I don’t like paying taxes in the first place, but I have to; but paying them twice, I don’t have to. Repayments are made with after-tax dollars. Then in retirement, when you withdraw that money? You get taxed again. Yep, same money, taxed twice!
Episode 4, The Marshall Art of determining your 401(k) contribution OR getting the 411 on your 401, k!
Your 401(k) doesn’t count as an asset when applying for loans, and pulling money out early comes with penalties!
Episode 3, The Marshall Art of building your savings OR raving about saving!
Social Security alone likely will not cut it [support you in retirement]!
Episode 2, The Marshall Art of boosting your credit score!
Your rent usually doesn't affect your credit score unless your landlord decides to report it. So, paying rent usually doesn't boost your score, but missing it might ding it!