Episode 40, The Marshall Art of selecting accidental death and dismemberment benefits OR protection beyond the obvious!

Read the coverage detail of the AD&D policy as every policy is different and trust me, details matter. Common exclusions illnesses or disease, heart attacks or strokes, self-inflicted injuries, some high-risk activities like parachuting and intoxication-related incidents. In the end, if it’s health-related rather than event-related, AD&D probably won’t apply.